![Fernando Mendoza [Orange Refractor] #109 (Football Cards 2025 Bowman Chrome University) — is it worth grading?](https://i.ebayimg.com/images/g/kbMAAeSwc5lqafWF/s-l1600.jpg)
Is Fernando Mendoza [Orange Refractor] #109 worth grading?
Football · Football Cards 2025 Bowman Chrome University · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Fernando Mendoza [Orange Refractor] #109 sells for $495 against $383 raw: a $112 spread, 1.3× the ungraded price. Even a PSA 9 ($450) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $383
- Grade 9.5
- $495
- PSA 9
- $450
- Gem premium
- 1.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $495 | +$87.00 | +$62.00 | −$38.00 |
| PSA 9 | $450 | +$42.00 | +$17.00 | −$83.00 |
Net = sale price − $383 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $461 | +$28.25 |
| 50% | $473 | +$39.50 |
| 75% | $484 | +$50.75 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
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Grading Fernando Mendoza [Orange Refractor] #109 — FAQ
Is Fernando Mendoza [Orange Refractor] #109 worth grading?
A Grade 9.5 Fernando Mendoza [Orange Refractor] #109 sells for $495 against $383 raw: a $112 spread, 1.3× the ungraded price. Even a PSA 9 ($450) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
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