![Fernando Mendoza [Green Shimmer Refractor] #109 (Football Cards 2025 Bowman Chrome University) — is it worth grading?](https://i.ebayimg.com/images/g/n1AAAeSwXyxqkOQR/s-l1600.jpg)
Is Fernando Mendoza [Green Shimmer Refractor] #109 worth grading?
Football · Football Cards 2025 Bowman Chrome University · full price guide →
Strong grading candidate — 4.3× premium in PSA 10
A PSA 10 Fernando Mendoza [Green Shimmer Refractor] #109 sells for $1,012 against $238 raw: a $774 spread, 4.3× the ungraded price. A PSA 9 ($208) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $238
- PSA 10
- $1,012
- PSA 9
- $208
- Gem premium
- 4.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,012 | +$749 | +$724 | +$624 |
| PSA 9 | $208 | −$55.14 | −$80.14 | −$180 |
| PSA 8 | $103 | −$160 | −$185 | −$285 |
Net = sale price − $238 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $409 | +$121 |
| 50% | $610 | +$322 |
| 75% | $811 | +$523 |
Break-even gem rate at the standard fee: about 10%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,315 | best | 55/45 | 70/30 |
| PSA 10 | $1,012 | −$303 | 55/45 | 75/25 |
| CGC 10 | $607 | −$708 | 55/45 | 75/25 |
| SGC 10 | $607 | −$708 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Grading Fernando Mendoza [Green Shimmer Refractor] #109 — FAQ
Is Fernando Mendoza [Green Shimmer Refractor] #109 worth grading?
A PSA 10 Fernando Mendoza [Green Shimmer Refractor] #109 sells for $1,012 against $238 raw: a $774 spread, 4.3× the ungraded price. A PSA 9 ($208) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Fernando Mendoza [Green Shimmer Refractor] #109 worth compared with raw?
A PSA 10 Fernando Mendoza [Green Shimmer Refractor] #109 (Football Cards 2025 Bowman Chrome University) sells for about $1,012 versus $238 for a raw near-mint copy — a 4.3× premium as of Sep 4, 2026.
Which grading company is best for Fernando Mendoza [Green Shimmer Refractor] #109?
By resale value, BGS 10 leads at $1,315, ahead of PSA 10 at $1,012. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Fernando Mendoza [Green Shimmer Refractor] #109 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Fernando Mendoza [Green Shimmer Refractor] #109 break even?
At a standard ~$50 fee, submitting Fernando Mendoza [Green Shimmer Refractor] #109 breaks even when it gems about 10% of the time (a miss assumed to sell at the PSA 9 price of $208).
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