Is Ernie Banks [Black Foil] #U90-29 worth grading?
Baseball · Baseball Cards 2025 Topps Update 1990 · full price guide →
Worth grading only if it gems
A PSA 10 Ernie Banks [Black Foil] #U90-29 brings $35.21 versus $1.23 raw — a $33.98 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.87) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $1.23
- PSA 10
- $35.21
- PSA 9
- $11.87
- Gem premium
- 29×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $35.21 | +$8.98 | −$16.02 | −$116 |
| PSA 9 | $11.87 | −$14.36 | −$39.36 | −$139 |
| PSA 8 | $6.09 | −$20.14 | −$45.14 | −$145 |
Net = sale price − $1.23 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $17.70 | −$33.53 |
| 50% | $23.54 | −$27.69 |
| 75% | $29.38 | −$21.86 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $46.00 | best | 55/45 | 70/30 |
| PSA 10 | $35.21 | −$10.79 | 55/45 | 75/25 |
| CGC 10 | $21.00 | −$25.00 | 55/45 | 75/25 |
| SGC 10 | $21.00 | −$25.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $35.21 | $21.00 | $46.00 | $21.00 | — |
| 9.5 | — | — | — | — | $23.53 |
| 9 | — | — | — | — | $11.87 |
| 8 | — | — | — | — | $6.09 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Update 1990 cards worth checking
Full set checklist →Grading Ernie Banks [Black Foil] #U90-29 — FAQ
Is Ernie Banks [Black Foil] #U90-29 worth grading?
A PSA 10 Ernie Banks [Black Foil] #U90-29 brings $35.21 versus $1.23 raw — a $33.98 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($11.87) only about breaks even after fees, so the case rests on gemming.
How much is a PSA 10 Ernie Banks [Black Foil] #U90-29 worth compared with raw?
A PSA 10 Ernie Banks [Black Foil] #U90-29 (Baseball Cards 2025 Topps Update 1990) sells for about $35.21 versus $1.23 for a raw near-mint copy — a 29× premium as of Jul 11, 2026.
Which grading company is best for Ernie Banks [Black Foil] #U90-29?
By resale value, BGS 10 leads at $46.00, ahead of PSA 10 at $35.21. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Ernie Banks [Black Foil] #U90-29 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free


![Jeff Bagwell [Gold Foil] #U90-27 2025 Topps Update 1990 card](https://i.ebayimg.com/images/g/BxYAAeSwS4JqJcvj/s-l500.jpg)
![Mark McGwire [Gold Foil] #U90-19 2025 Topps Update 1990 card](https://i.ebayimg.com/images/g/1XsAAeSwyF1pQ000/s-l500.jpg)
![Aaron Judge [Gold Foil] #U90-30 2025 Topps Update 1990 card](https://i.ebayimg.com/images/g/gfcAAeSwW3hqZsE1/s-l500.jpg)