Midpoint - Card Centering Tool
Jim Finks #120 (Football Cards 1955 Bowman) — is it worth grading?

Is Jim Finks #120 worth grading?

Football · Football Cards 1955 Bowman · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Jim Finks #120 sells for $2,125 against $10.03 raw: a $2,115 spread, 212× the ungraded price. Even a PSA 9 ($324) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$10.03
PSA 10
$2,125
PSA 9
$324
Gem premium
212×
As of
Jul 11, 2026

Break-even by outcome and fee

Jim Finks #120: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$2,125+$2,090+$2,065+$1,965
PSA 9$324+$289+$264+$164
PSA 8$70.61+$35.58+$10.58−$89.42

Net = sale price − $10.03 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jim Finks #120: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$774+$714
50%$1,224+$1,164
75%$1,674+$1,614

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Jim Finks #120: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$2,762best55/4570/30
PSA 10$2,125−$63755/4575/25
CGC 10$1,275−$1,48755/4575/25
SGC 10$1,275−$1,48755/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Jim Finks #120 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$2,125$1,275$2,762$1,275
9.5$592
9$324
8$70.61
7$50.33

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1955 Bowman cards worth checking

Full set checklist

Grading Jim Finks #120 — FAQ

Is Jim Finks #120 worth grading?

A PSA 10 Jim Finks #120 sells for $2,125 against $10.03 raw: a $2,115 spread, 212× the ungraded price. Even a PSA 9 ($324) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Jim Finks #120 worth compared with raw?

A PSA 10 Jim Finks #120 (Football Cards 1955 Bowman) sells for about $2,125 versus $10.03 for a raw near-mint copy — a 212× premium as of Jul 11, 2026.

Which grading company is best for Jim Finks #120?

By resale value, BGS 10 leads at $2,762, ahead of PSA 10 at $2,125. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Jim Finks #120 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free