
Is Jim Finks #120 worth grading?
Football · Football Cards 1955 Bowman · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jim Finks #120 sells for $2,125 against $10.03 raw: a $2,115 spread, 212× the ungraded price. Even a PSA 9 ($324) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $10.03
- PSA 10
- $2,125
- PSA 9
- $324
- Gem premium
- 212×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,125 | +$2,090 | +$2,065 | +$1,965 |
| PSA 9 | $324 | +$289 | +$264 | +$164 |
| PSA 8 | $70.61 | +$35.58 | +$10.58 | −$89.42 |
Net = sale price − $10.03 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $774 | +$714 |
| 50% | $1,224 | +$1,164 |
| 75% | $1,674 | +$1,614 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $2,762 | best | 55/45 | 70/30 |
| PSA 10 | $2,125 | −$637 | 55/45 | 75/25 |
| CGC 10 | $1,275 | −$1,487 | 55/45 | 75/25 |
| SGC 10 | $1,275 | −$1,487 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,125 | $1,275 | $2,762 | $1,275 | — |
| 9.5 | — | — | — | — | $592 |
| 9 | — | — | — | — | $324 |
| 8 | — | — | — | — | $70.61 |
| 7 | — | — | — | — | $50.33 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1955 Bowman cards worth checking
Full set checklist →Grading Jim Finks #120 — FAQ
Is Jim Finks #120 worth grading?
A PSA 10 Jim Finks #120 sells for $2,125 against $10.03 raw: a $2,115 spread, 212× the ungraded price. Even a PSA 9 ($324) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jim Finks #120 worth compared with raw?
A PSA 10 Jim Finks #120 (Football Cards 1955 Bowman) sells for about $2,125 versus $10.03 for a raw near-mint copy — a 212× premium as of Jul 11, 2026.
Which grading company is best for Jim Finks #120?
By resale value, BGS 10 leads at $2,762, ahead of PSA 10 at $2,125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jim Finks #120 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free




