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Is Jameis Winston [Red Refractor] #95FRR-JW worth grading?

Football · Football Cards 2015 Topps Finest 1995 Refractor · full price guide →

Strong grading candidate — 4.0× premium in Grade 9.5

A Grade 9.5 Jameis Winston [Red Refractor] #95FRR-JW sells for $99.99 against $25.00 raw: a $74.99 spread, 4.0× the ungraded price. A PSA 9 ($49.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$25.00
Grade 9.5
$99.99
PSA 9
$49.99
Gem premium
4.0×
As of
Sep 4, 2026

Break-even by outcome and fee

Jameis Winston [Red Refractor] #95FRR-JW: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$99.99+$49.99+$24.99−$75.01
PSA 9$49.99−$0.01−$25.01−$125

Net = sale price − $25.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Jameis Winston [Red Refractor] #95FRR-JW: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$62.49−$12.51
50%$74.99−$0.01
75%$87.49+$12.49

Break-even gem rate at the standard fee: about 50%. Centering is the usual reason a clean copy misses — measure it before you decide.

Jameis Winston [Red Refractor] #95FRR-JW graded prices by company and grade
GradeGraded
9.5$99.99
9$49.99

Run your own numbers

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Other 2015 Topps Finest 1995 Refractor cards worth checking

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Grading Jameis Winston [Red Refractor] #95FRR-JW — FAQ

Is Jameis Winston [Red Refractor] #95FRR-JW worth grading?

A Grade 9.5 Jameis Winston [Red Refractor] #95FRR-JW sells for $99.99 against $25.00 raw: a $74.99 spread, 4.0× the ungraded price. A PSA 9 ($49.99) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

What gem rate makes grading Jameis Winston [Red Refractor] #95FRR-JW break even?

At a standard ~$50 fee, submitting Jameis Winston [Red Refractor] #95FRR-JW breaks even when it gems about 50% of the time (a miss assumed to sell at the PSA 9 price of $49.99).

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