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Is Tom Brady [Green Refractor] #95FRR-TB worth grading?

Football · Football Cards 2015 Topps Finest 1995 Refractor · full price guide →

Grading rarely pays for this card

Grade 9.5 copies of Tom Brady [Green Refractor] #95FRR-TB sell for $220, only $0.00 above the $400 raw price — less than an economy-tier grading fee. A PSA 9 ($200) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$400
Grade 9.5
$220
PSA 9
$200
Gem premium
0.6×
As of
Sep 4, 2026

Break-even by outcome and fee

Tom Brady [Green Refractor] #95FRR-TB: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$220−$205−$230−$330
PSA 9$200−$225−$250−$350

Net = sale price − $400 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tom Brady [Green Refractor] #95FRR-TB: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$205−$245
50%$210−$240
75%$215−$235

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

Tom Brady [Green Refractor] #95FRR-TB graded prices by company and grade
GradeGraded
9.5$220
9$200

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2015 Topps Finest 1995 Refractor cards worth checking

Full set checklist

Grading Tom Brady [Green Refractor] #95FRR-TB — FAQ

Is Tom Brady [Green Refractor] #95FRR-TB worth grading?

Grade 9.5 copies of Tom Brady [Green Refractor] #95FRR-TB sell for $220, only $0.00 above the $400 raw price — less than an economy-tier grading fee. A PSA 9 ($200) sells for less than raw, so anything short of a 10 loses money. Keep it raw unless you are grading for the slab itself.

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