Is Tom Brady #95FRR-TB worth grading?
Football · Football Cards 2015 Topps Finest 1995 Refractor · full price guide →
Worth grading only if it gems
A PSA 10 Tom Brady #95FRR-TB brings $700 versus $301 raw — a $399 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($227) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $301
- PSA 10
- $700
- PSA 9
- $227
- Gem premium
- 2.3×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $700 | +$374 | +$349 | +$249 |
| PSA 9 | $227 | −$98.70 | −$124 | −$224 |
Net = sale price − $301 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $346 | −$5.55 |
| 50% | $464 | +$113 |
| 75% | $582 | +$231 |
Break-even gem rate at the standard fee: about 26%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $910 | best | 55/45 | 70/30 |
| PSA 10 | $700 | −$210 | 55/45 | 75/25 |
| CGC 10 | $420 | −$490 | 55/45 | 75/25 |
| SGC 10 | $420 | −$490 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2015 Topps Finest 1995 Refractor cards worth checking
Full set checklist →Grading Tom Brady #95FRR-TB — FAQ
Is Tom Brady #95FRR-TB worth grading?
A PSA 10 Tom Brady #95FRR-TB brings $700 versus $301 raw — a $399 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($227) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Tom Brady #95FRR-TB worth compared with raw?
A PSA 10 Tom Brady #95FRR-TB (Football Cards 2015 Topps Finest 1995 Refractor) sells for about $700 versus $301 for a raw near-mint copy — a 2.3× premium as of Sep 4, 2026.
Which grading company is best for Tom Brady #95FRR-TB?
By resale value, BGS 10 leads at $910, ahead of PSA 10 at $700. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady #95FRR-TB need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tom Brady #95FRR-TB break even?
At a standard ~$50 fee, submitting Tom Brady #95FRR-TB breaks even when it gems about 26% of the time (a miss assumed to sell at the PSA 9 price of $227).
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