Midpoint - Card Centering Tool

Is Stephen Curry #3 worth grading?

Basketball · Basketball Cards 2024 Panini Donruss Optic Downtown · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Stephen Curry #3 sells for $4,950 against $2,948 raw: a $2,002 spread, 1.7× the ungraded price. Even a PSA 9 ($3,050) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$2,948
PSA 10
$4,950
PSA 9
$3,050
Gem premium
1.7×
As of
Jul 11, 2026

Break-even by outcome and fee

Stephen Curry #3: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$4,950+$1,977+$1,952+$1,852
PSA 9$3,050+$76.57+$51.57−$48.43
PSA 8$1,825−$1,149−$1,174−$1,274

Net = sale price − $2,948 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Stephen Curry #3: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$3,525+$527
50%$4,000+$1,002
75%$4,475+$1,477

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Stephen Curry #3: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$6,435best55/4570/30
PSA 10$4,950−$1,48555/4575/25
CGC 10$2,970−$3,46555/4575/25
SGC 10$2,970−$3,46555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Stephen Curry #3 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$4,950$2,970$6,435$2,970
9.5$4,851
9$3,050
8$1,825

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 2024 Panini Donruss Optic Downtown cards worth checking

Full set checklist

Grading Stephen Curry #3 — FAQ

Is Stephen Curry #3 worth grading?

A PSA 10 Stephen Curry #3 sells for $4,950 against $2,948 raw: a $2,002 spread, 1.7× the ungraded price. Even a PSA 9 ($3,050) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Stephen Curry #3 worth compared with raw?

A PSA 10 Stephen Curry #3 (Basketball Cards 2024 Panini Donruss Optic Downtown) sells for about $4,950 versus $2,948 for a raw near-mint copy — a 1.7× premium as of Jul 11, 2026.

Which grading company is best for Stephen Curry #3?

By resale value, BGS 10 leads at $6,435, ahead of PSA 10 at $4,950. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Stephen Curry #3 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your basketball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

Check my card free