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Is David Njoku #RY-28 worth grading?

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Grading rarely pays for this card

Grade 9.5 copies of David Njoku #RY-28 sell for $18.00, only $16.05 above the $1.95 raw price — less than an economy-tier grading fee. A PSA 9 ($16.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

Raw (NM)
$1.95
Grade 9.5
$18.00
PSA 9
$16.00
Gem premium
9.2×
As of
Sep 4, 2026

Break-even by outcome and fee

David Njoku #RY-28: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — Grade 9.5$18.00−$8.95−$33.95−$134
PSA 9$16.00−$10.95−$35.95−$136

Net = sale price − $1.95 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

David Njoku #RY-28: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$16.50−$35.45
50%$17.00−$34.95
75%$17.50−$34.45

At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.

David Njoku #RY-28 graded prices by company and grade
GradeGraded
9.5$18.00
9$16.00

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading David Njoku #RY-28 — FAQ

Is David Njoku #RY-28 worth grading?

Grade 9.5 copies of David Njoku #RY-28 sell for $18.00, only $16.05 above the $1.95 raw price — less than an economy-tier grading fee. A PSA 9 ($16.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.

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