Gary Payton [Refractor with Coating] #285 Price Guide

Basketball · Basketball Cards 1994 Finest

Gary Payton [Refractor with Coating] #285 (Basketball Cards 1994 Finest) is currently worth $13.00 raw (near mint) (as of Sep 3, 2026). Values come from the PriceCharting price guide and are refreshed weekly. Grading is the single biggest value lever — check the raw-to-PSA-10 gap below, then scan your copy to see if its centering makes the grade.

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Current prices

Raw (ungraded)

Ungraded

$13.00

Graded — grade ladder

Gary Payton [Refractor with Coating] #285 graded prices by company and grade
Grade	Graded
9.5	$55.00
9	$50.00
8	$35.50

Last updated 2026-09-03 · Source: the PriceCharting price guide

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Is it worth grading?

Worth grading — even a PSA 9 beats raw

A Grade 9.5 Gary Payton [Refractor with Coating] #285 sells for $55.00 against $13.00 raw: a $42.00 spread, 4.2× the ungraded price. Even a PSA 9 ($50.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Full grading break-even for Gary Payton [Refractor with Coating] #285: fee tiers, best grader, gem-rate math →

Should I pay this?

Asking priceGrading fee

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Gary Payton [Refractor with Coating] #285 — frequently asked

How much is Gary Payton [Refractor with Coating] #285 (Basketball Cards 1994 Finest) worth?

As of Sep 3, 2026, Gary Payton [Refractor with Coating] #285 (Basketball Cards 1994 Finest): an ungraded near-mint copy sells for about $13.00, a Grade 9.5 sells for about $55.00, a PSA 9 for about $50.00. Values come from the PriceCharting price guide and are refreshed weekly.

Is Gary Payton [Refractor with Coating] #285 worth grading?

Is Gary Payton [Refractor with Coating] #285 going up or down in value?

Gary Payton [Refractor with Coating] #285 (Basketball Cards 1994 Finest) is up 0% over the last 30 days (raw market). Short-term moves on individual cards are noisy — check the price history above for the trend.

Where do these Basketball card prices come from?

Prices are the PriceCharting price guide, refreshed weekly. Raw values reflect near-mint (NM) ungraded copies; graded values are per grading company and grade.