![Thurman Thomas [Refractor] #31 Football Cards 1997 Topps Chrome trading card — raw and PSA graded price guide](https://i.ebayimg.com/images/g/9EUAAeSwnxpplUx4/s-l1600.jpg)
Thurman Thomas [Refractor] #31 Price Guide
Football · Football Cards 1997 Topps Chrome · Released 1997
Thurman Thomas [Refractor] #31 (Football Cards 1997 Topps Chrome) is currently worth $20.06 raw (near mint) (as of Jul 11, 2026). Values come from the PriceCharting price guide and are refreshed weekly. Grading is the single biggest value lever — check the raw-to-PSA-10 gap below, then scan your copy to see if its centering makes the grade.
Current prices
Raw (ungraded)
| Ungraded | $20.06 |
Graded — grade ladder
| Grade | Graded |
|---|---|
| 9.5 | $40.00 |
| 9 | $36.00 |
| 8 | $18.50 |
Last updated 2026-07-11 · Source: the PriceCharting price guide
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Is it worth grading?
Grading rarely pays for this card
Grade 9.5 copies of Thurman Thomas [Refractor] #31 sell for $40.00, only $19.94 above the $20.06 raw price — less than an economy-tier grading fee. A PSA 9 ($36.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
Full grading break-even for Thurman Thomas [Refractor] #31: fee tiers, best grader, gem-rate math →
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Thurman Thomas [Refractor] #31 — frequently asked
How much is Thurman Thomas [Refractor] #31 (Football Cards 1997 Topps Chrome) worth?
As of Jul 11, 2026, Thurman Thomas [Refractor] #31 (Football Cards 1997 Topps Chrome): an ungraded near-mint copy sells for about $20.06, a Grade 9.5 sells for about $40.00, a PSA 9 for about $36.00. Values come from the PriceCharting price guide and are refreshed weekly.
Is Thurman Thomas [Refractor] #31 worth grading?
Grade 9.5 copies of Thurman Thomas [Refractor] #31 sell for $40.00, only $19.94 above the $20.06 raw price — less than an economy-tier grading fee. A PSA 9 ($36.00) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
Where do these Football card prices come from?
Prices are the PriceCharting price guide, refreshed weekly. Raw values reflect near-mint (NM) ungraded copies; graded values are per grading company and grade.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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