![Derrick Thomas [Refractor] #242 Football Cards 1996 Topps Finest trading card — raw and PSA graded price guide](https://i.ebayimg.com/images/g/xI0AAeSwfVVpjhLC/s-l1600.jpg)
Derrick Thomas [Refractor] #242 Price Guide
Football · Football Cards 1996 Topps Finest · Released 1996
Derrick Thomas [Refractor] #242 (Football Cards 1996 Topps Finest) is currently worth $27.50 raw (near mint) (as of Jul 11, 2026). Values come from the PriceCharting price guide and are refreshed weekly. Grading is the single biggest value lever — check the raw-to-PSA-10 gap below, then scan your copy to see if its centering makes the grade.
Current prices
Raw (ungraded)
| Ungraded | $27.50 |
Graded — grade ladder
| Grade | Graded |
|---|---|
| 9.5 | $199 |
| 8 | $24.74 |
| 7 | $17.39 |
Last updated 2026-07-11 · Source: the PriceCharting price guide
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Is it worth grading?
Strong grading candidate — 7.2× premium in Grade 9.5
A Grade 9.5 Derrick Thomas [Refractor] #242 sells for $199 against $27.50 raw: a $172 spread, 7.2× the ungraded price. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Full grading break-even for Derrick Thomas [Refractor] #242: fee tiers, best grader, gem-rate math →
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Price alert
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Derrick Thomas [Refractor] #242 — frequently asked
How much is Derrick Thomas [Refractor] #242 (Football Cards 1996 Topps Finest) worth?
As of Jul 11, 2026, Derrick Thomas [Refractor] #242 (Football Cards 1996 Topps Finest): an ungraded near-mint copy sells for about $27.50, a Grade 9.5 sells for about $199. Values come from the PriceCharting price guide and are refreshed weekly.
Is Derrick Thomas [Refractor] #242 worth grading?
A Grade 9.5 Derrick Thomas [Refractor] #242 sells for $199 against $27.50 raw: a $172 spread, 7.2× the ungraded price. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Where do these Football card prices come from?
Prices are the PriceCharting price guide, refreshed weekly. Raw values reflect near-mint (NM) ungraded copies; graded values are per grading company and grade.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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