![Jerry Rice [Refractor] #12 Football Cards 1994 Topps Finest trading card — raw and PSA graded price guide](https://i.ebayimg.com/images/g/ZJ4AAeSwwHZqTtIc/s-l1600.jpg)
Jerry Rice [Refractor] #12 Price Guide
Football · Football Cards 1994 Topps Finest · Released 1994
Jerry Rice [Refractor] #12 (Football Cards 1994 Topps Finest) is currently worth $152 raw (near mint) and $3,205 in PSA 10 (as of Jul 11, 2026). Values come from the PriceCharting price guide and are refreshed weekly. Grading is the single biggest value lever — check the raw-to-PSA-10 gap below, then scan your copy to see if its centering makes the grade.
Current prices
Raw (ungraded)
| Ungraded | $152 |
Graded — grade ladder
| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $3,205 | $1,923 | $4,167 | $1,923 | — |
| 9.5 | — | — | — | — | $1,088 |
| 9 | — | — | — | — | $495 |
| 8 | — | — | — | — | $249 |
| 7 | — | — | — | — | $129 |
Last updated 2026-07-11 · Source: the PriceCharting price guide
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Is it worth grading?
Worth grading — even a PSA 9 beats raw
A PSA 10 Jerry Rice [Refractor] #12 sells for $3,205 against $152 raw: a $3,053 spread, 21× the ungraded price. Even a PSA 9 ($495) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Full grading break-even for Jerry Rice [Refractor] #12: fee tiers, best grader, gem-rate math →
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Price alert
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Jerry Rice [Refractor] #12 — frequently asked
How much is Jerry Rice [Refractor] #12 (Football Cards 1994 Topps Finest) worth?
As of Jul 11, 2026, Jerry Rice [Refractor] #12 (Football Cards 1994 Topps Finest): an ungraded near-mint copy sells for about $152, a PSA 10 sells for about $3,205, a PSA 9 for about $495. Values come from the PriceCharting price guide and are refreshed weekly.
How much is a PSA 10 Jerry Rice [Refractor] #12 worth?
As of Jul 11, 2026, a PSA 10 (Gem Mint) Jerry Rice [Refractor] #12 (Football Cards 1994 Topps Finest) sells for about $3,205, compared with $152 for a raw near-mint copy.
Is Jerry Rice [Refractor] #12 worth grading?
A PSA 10 Jerry Rice [Refractor] #12 sells for $3,205 against $152 raw: a $3,053 spread, 21× the ungraded price. Even a PSA 9 ($495) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Where do these Football card prices come from?
Prices are the PriceCharting price guide, refreshed weekly. Raw values reflect near-mint (NM) ungraded copies; graded values are per grading company and grade.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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