![Tracy McGrady [Refractor] #35 (Basketball Cards 2002 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/DCoAAeSwqJBpfrzu/s-l1600.jpg)
Is Tracy McGrady [Refractor] #35 worth grading?
Basketball · Basketball Cards 2002 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tracy McGrady [Refractor] #35 sells for $116 against $19.45 raw: a $96.55 spread, 6.0× the ungraded price. Even a PSA 9 ($59.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $19.45
- PSA 10
- $116
- PSA 9
- $59.99
- Gem premium
- 6.0×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $116 | +$71.55 | +$46.55 | −$53.45 |
| PSA 9 | $59.99 | +$15.54 | −$9.46 | −$109 |
| PSA 8 | $27.53 | −$16.92 | −$41.92 | −$142 |
Net = sale price − $19.45 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $73.99 | +$4.54 |
| 50% | $88.00 | +$18.55 |
| 75% | $102 | +$32.55 |
Break-even gem rate at the standard fee: about 17%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $151 | best | 55/45 | 70/30 |
| PSA 10 | $116 | −$35.00 | 55/45 | 75/25 |
| CGC 10 | $70.00 | −$81.00 | 55/45 | 75/25 |
| SGC 10 | $70.00 | −$81.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Tracy McGrady [Refractor] #35 — FAQ
Is Tracy McGrady [Refractor] #35 worth grading?
A PSA 10 Tracy McGrady [Refractor] #35 sells for $116 against $19.45 raw: a $96.55 spread, 6.0× the ungraded price. Even a PSA 9 ($59.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tracy McGrady [Refractor] #35 worth compared with raw?
A PSA 10 Tracy McGrady [Refractor] #35 (Basketball Cards 2002 Topps Chrome) sells for about $116 versus $19.45 for a raw near-mint copy — a 6.0× premium as of Sep 4, 2026.
Which grading company is best for Tracy McGrady [Refractor] #35?
By resale value, BGS 10 leads at $151, ahead of PSA 10 at $116. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady [Refractor] #35 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Tracy McGrady [Refractor] #35 break even?
At a standard ~$50 fee, submitting Tracy McGrady [Refractor] #35 breaks even when it gems about 17% of the time (a miss assumed to sell at the PSA 9 price of $59.99).
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