![Tim Duncan [Refractor] #115 (Basketball Cards 1997 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/EogAAeSwo9lqT69g/s-l1600.jpg)
Is Tim Duncan [Refractor] #115 worth grading?
Basketball · Basketball Cards 1997 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tim Duncan [Refractor] #115 sells for $6,815 against $1,050 raw: a $5,764 spread, 6.5× the ungraded price. Even a PSA 9 ($2,901) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1,050
- PSA 10
- $6,815
- PSA 9
- $2,901
- Gem premium
- 6.5×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $6,815 | +$5,739 | +$5,714 | +$5,614 |
| PSA 9 | $2,901 | +$1,826 | +$1,801 | +$1,701 |
| PSA 8 | $1,409 | +$334 | +$309 | +$209 |
Net = sale price − $1,050 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $3,879 | +$2,779 |
| 50% | $4,858 | +$3,757 |
| 75% | $5,836 | +$4,736 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $7,370 | best | 55/45 | 70/30 |
| PSA 10 | $6,815 | −$555 | 55/45 | 75/25 |
| CGC 10 | $4,089 | −$3,281 | 55/45 | 75/25 |
| SGC 10 | $4,089 | −$3,281 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Grading Tim Duncan [Refractor] #115 — FAQ
Is Tim Duncan [Refractor] #115 worth grading?
A PSA 10 Tim Duncan [Refractor] #115 sells for $6,815 against $1,050 raw: a $5,764 spread, 6.5× the ungraded price. Even a PSA 9 ($2,901) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tim Duncan [Refractor] #115 worth compared with raw?
A PSA 10 Tim Duncan [Refractor] #115 (Basketball Cards 1997 Topps Chrome) sells for about $6,815 versus $1,050 for a raw near-mint copy — a 6.5× premium as of Sep 4, 2026.
Which grading company is best for Tim Duncan [Refractor] #115?
By resale value, BGS 10 leads at $7,370, ahead of PSA 10 at $6,815. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tim Duncan [Refractor] #115 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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