$Tim Duncan [Refractor] #101 (Basketball Cards 1997 Finest) — is it worth grading?$

Is Tim Duncan [Refractor] #101 worth grading?

Basketball · Basketball Cards 1997 Finest · full price guide →

Strong grading candidate — 3.5× premium in PSA 10

A PSA 10 Tim Duncan [Refractor] #101 sells for $998 against $282 raw: a $716 spread, 3.5× the ungraded price. A PSA 9 ($261) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM): $282
PSA 10: $998
PSA 9: $261
Gem premium: 3.5×
As of: Sep 4, 2026

Break-even by outcome and fee

Tim Duncan [Refractor] #101: net result of grading versus selling raw, by outcome and fee tier
If it comes back…	Sells for	Economy / bulk (~$25.00)	Standard (~$50.00)	Express (~$150)
Gem — PSA 10	$998	+$691	+$666	+$566
PSA 9	$261	−$46.30	−$71.30	−$171
PSA 8	$141	−$166	−$191	−$291

Net = sale price − $282 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Tim Duncan [Refractor] #101: expected value of submitting by gem probability
Chance it gems	Expected sale	Expected net (standard fee)
25%	$445	+$113
50%	$629	+$298
75%	$814	+$482

Break-even gem rate at the standard fee: about 10%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards →

Tim Duncan [Refractor] #101: top-grade value by grading company with centering tolerance
Grader	10 sells for	vs best	Front centering for a 10	Back
BGS 10	$1,298	best	55/45	70/30
PSA 10	$998	−$300	55/45	75/25
CGC 10	$599	−$699	55/45	75/25
SGC 10	$599	−$699	55/45	75/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Full grade ladder

Raw conditions & history →

Tim Duncan [Refractor] #101 graded prices by company and grade
Grade	PSA	CGC	BGS	SGC	Graded
10	$998	$599	$1,298	$599	—
9.5	—	—	—	—	$544
9	—	—	—	—	$261
8	—	—	—	—	$141
7	—	—	—	—	$113

Swipe the table for the other grading companies →

Run your own numbers

Should I pay this?

Asking priceGrading fee

Enter the seller’s asking price to see your net outcome per grade.

Other 1997 Finest cards worth checking

Full set checklist →

$Michael Jordan [Refractor] #271 1997 Finest card$

Michael Jordan [Refractor] #271

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$Michael Jordan [Refractor w/ Coating] #287 1997 Finest card$

Michael Jordan [Refractor w/ Coating] #287

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$Michael Jordan [Refractor w/ Coating] #271 1997 Finest card$

Michael Jordan [Refractor w/ Coating] #271

Raw $348PSA 10 $3,010

$Michael Jordan [Refractor w/ Coating] #39 1997 Finest card$

Michael Jordan [Refractor w/ Coating] #39

Raw $600PSA 10 $3,100

$Kobe Bryant [Refractor] #323 1997 Finest card$

Kobe Bryant [Refractor] #323

Raw $1,838PSA 10 $9,262

$Michael Jordan [Refractor] #39 1997 Finest card$

Michael Jordan [Refractor] #39

Raw $598PSA 10 $2,614

Grading Tim Duncan [Refractor] #101 — FAQ

Is Tim Duncan [Refractor] #101 worth grading?

How much is a PSA 10 Tim Duncan [Refractor] #101 worth compared with raw?

A PSA 10 Tim Duncan [Refractor] #101 (Basketball Cards 1997 Finest) sells for about $998 versus $282 for a raw near-mint copy — a 3.5× premium as of Sep 4, 2026.

Which grading company is best for Tim Duncan [Refractor] #101?

By resale value, BGS 10 leads at $1,298, ahead of PSA 10 at $998. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Tim Duncan [Refractor] #101 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Tim Duncan [Refractor] #101 break even?

At a standard ~$50 fee, submitting Tim Duncan [Refractor] #101 breaks even when it gems about 10% of the time (a miss assumed to sell at the PSA 9 price of $261).

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