![Tim Duncan [Refractor] #106 (Basketball Cards 1997 Bowman's Best) — is it worth grading?](https://i.ebayimg.com/images/g/sQAAAeSwqrFqWFhD/s-l1600.jpg)
Is Tim Duncan [Refractor] #106 worth grading?
Basketball · Basketball Cards 1997 Bowman's Best · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tim Duncan [Refractor] #106 sells for $1,126 against $217 raw: a $910 spread, 5.2× the ungraded price. Even a PSA 9 ($309) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $217
- PSA 10
- $1,126
- PSA 9
- $309
- Gem premium
- 5.2×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $1,126 | +$885 | +$860 | +$760 |
| PSA 9 | $309 | +$67.10 | +$42.10 | −$57.90 |
| PSA 8 | $207 | −$34.91 | −$59.91 | −$160 |
Net = sale price − $217 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $513 | +$246 |
| 50% | $718 | +$451 |
| 75% | $922 | +$655 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $1,750 | best | 55/45 | 70/30 |
| PSA 10 | $1,126 | −$624 | 55/45 | 75/25 |
| CGC 10 | $676 | −$1,074 | 55/45 | 75/25 |
| SGC 10 | $676 | −$1,074 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Raw conditions & history →Swipe the table for the other grading companies →
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Grading Tim Duncan [Refractor] #106 — FAQ
Is Tim Duncan [Refractor] #106 worth grading?
A PSA 10 Tim Duncan [Refractor] #106 sells for $1,126 against $217 raw: a $910 spread, 5.2× the ungraded price. Even a PSA 9 ($309) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tim Duncan [Refractor] #106 worth compared with raw?
A PSA 10 Tim Duncan [Refractor] #106 (Basketball Cards 1997 Bowman's Best) sells for about $1,126 versus $217 for a raw near-mint copy — a 5.2× premium as of Sep 4, 2026.
Which grading company is best for Tim Duncan [Refractor] #106?
By resale value, BGS 10 leads at $1,750, ahead of PSA 10 at $1,126. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tim Duncan [Refractor] #106 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
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