Is Tom Brady [Refractor] #RH-38 worth grading?
Football · Football Cards 2004 Topps Chrome Ring of Honor · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tom Brady [Refractor] #RH-38 sells for $16,544 against $400 raw: a $16,144 spread, 41× the ungraded price. Even a PSA 9 ($3,250) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $400
- PSA 10
- $16,544
- PSA 9
- $3,250
- Gem premium
- 41×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $16,544 | +$16,119 | +$16,094 | +$15,994 |
| PSA 9 | $3,250 | +$2,825 | +$2,800 | +$2,700 |
| PSA 8 | $2,008 | +$1,583 | +$1,558 | +$1,458 |
Net = sale price − $400 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $6,574 | +$6,124 |
| 50% | $9,897 | +$9,447 |
| 75% | $13,221 | +$12,771 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $21,508 | best | 55/45 | 70/30 |
| PSA 10 | $16,544 | −$4,964 | 55/45 | 75/25 |
| CGC 10 | $9,927 | −$11,581 | 55/45 | 75/25 |
| SGC 10 | $9,927 | −$11,581 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $16,544 | $9,927 | $21,508 | $9,927 | — |
| 9.5 | — | — | — | — | $3,575 |
| 9 | — | — | — | — | $3,250 |
| 8 | — | — | — | — | $2,008 |
Run your own numbers
Should I pay this?
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Other 2004 Topps Chrome Ring of Honor cards worth checking
Full set checklist →Grading Tom Brady [Refractor] #RH-38 — FAQ
Is Tom Brady [Refractor] #RH-38 worth grading?
A PSA 10 Tom Brady [Refractor] #RH-38 sells for $16,544 against $400 raw: a $16,144 spread, 41× the ungraded price. Even a PSA 9 ($3,250) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tom Brady [Refractor] #RH-38 worth compared with raw?
A PSA 10 Tom Brady [Refractor] #RH-38 (Football Cards 2004 Topps Chrome Ring of Honor) sells for about $16,544 versus $400 for a raw near-mint copy — a 41× premium as of Aug 16, 2026.
Which grading company is best for Tom Brady [Refractor] #RH-38?
By resale value, BGS 10 leads at $21,508, ahead of PSA 10 at $16,544. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tom Brady [Refractor] #RH-38 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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