Is Magneto [Human Torch Refractor] #111 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Worth grading only if it gems
A PSA 10 Magneto [Human Torch Refractor] #111 brings $207 versus $120 raw — a $87.10 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($115) sells for less than raw, so anything short of a 10 loses money.
- Raw (NM)
- $120
- PSA 10
- $207
- PSA 9
- $115
- Gem premium
- 1.7×
- As of
- Aug 15, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $207 | +$62.10 | +$37.10 | −$62.90 |
| PSA 9 | $115 | −$30.00 | −$55.00 | −$155 |
Net = sale price − $120 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $138 | −$31.97 |
| 50% | $161 | −$8.95 |
| 75% | $184 | +$14.07 |
Break-even gem rate at the standard fee: about 60%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $269 | best | 55/45 | 70/30 |
| PSA 10 | $207 | −$61.90 | 55/45 | 75/25 |
| CGC 10 | $124 | −$145 | 55/45 | 75/25 |
| SGC 10 | $124 | −$145 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $207 | $124 | $269 | $124 | — |
| 9.5 | — | — | — | — | $127 |
| 9 | — | — | — | — | $115 |
Run your own numbers
Should I pay this?
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Full set checklist →Grading Magneto [Human Torch Refractor] #111 — FAQ
Is Magneto [Human Torch Refractor] #111 worth grading?
A PSA 10 Magneto [Human Torch Refractor] #111 brings $207 versus $120 raw — a $87.10 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($115) sells for less than raw, so anything short of a 10 loses money.
How much is a PSA 10 Magneto [Human Torch Refractor] #111 worth compared with raw?
A PSA 10 Magneto [Human Torch Refractor] #111 (Marvel 2024 Topps Chrome) sells for about $207 versus $120 for a raw near-mint copy — a 1.7× premium as of Aug 15, 2026.
Which grading company is best for Magneto [Human Torch Refractor] #111?
By resale value, BGS 10 leads at $269, ahead of PSA 10 at $207. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Magneto [Human Torch Refractor] #111 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Magneto [Human Torch Refractor] #111 break even?
At a standard ~$50 fee, submitting Magneto [Human Torch Refractor] #111 breaks even when it gems about 60% of the time (a miss assumed to sell at the PSA 9 price of $115).
Is your Marvel card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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