Is Storm [Human Torch Refractor] #28 worth grading?
Marvel · Marvel 2024 Topps Chrome · full price guide →
Worth grading only if it gems
A Grade 9.5 Storm [Human Torch Refractor] #28 brings $110 versus $81.00 raw — a $29.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($99.95) only about breaks even after fees, so the case rests on gemming.
- Raw (NM)
- $81.00
- Grade 9.5
- $110
- PSA 9
- $99.95
- Gem premium
- 1.4×
- As of
- Aug 15, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $110 | +$4.00 | −$21.00 | −$121 |
| PSA 9 | $99.95 | −$6.05 | −$31.05 | −$131 |
Net = sale price − $81.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $102 | −$28.54 |
| 50% | $105 | −$26.03 |
| 75% | $107 | −$23.51 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $110 |
| 9 | $99.95 |
Run your own numbers
Should I pay this?
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Full set checklist →Grading Storm [Human Torch Refractor] #28 — FAQ
Is Storm [Human Torch Refractor] #28 worth grading?
A Grade 9.5 Storm [Human Torch Refractor] #28 brings $110 versus $81.00 raw — a $29.00 spread that covers an economy-tier ~$25 grading fee. A PSA 9 ($99.95) only about breaks even after fees, so the case rests on gemming.
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Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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