Is Human Torch [Human Torch Refractor] #24 worth grading?
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Worth grading — even a PSA 9 beats raw
A PSA 10 Human Torch [Human Torch Refractor] #24 sells for $108 against $21.31 raw: a $86.19 spread, 5.0× the ungraded price. Even a PSA 9 ($88.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $21.31
- PSA 10
- $108
- PSA 9
- $88.00
- Gem premium
- 5.0×
- As of
- Aug 15, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $108 | +$61.19 | +$36.19 | −$63.81 |
| PSA 9 | $88.00 | +$41.69 | +$16.69 | −$83.31 |
| PSA 8 | $10.50 | −$35.81 | −$60.81 | −$161 |
Net = sale price − $21.31 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $92.88 | +$21.56 |
| 50% | $97.75 | +$26.44 |
| 75% | $103 | +$31.31 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $140 | best | 55/45 | 70/30 |
| PSA 10 | $108 | −$32.50 | 55/45 | 75/25 |
| CGC 10 | $65.00 | −$75.00 | 55/45 | 75/25 |
| SGC 10 | $65.00 | −$75.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $108 | $65.00 | $140 | $65.00 | — |
| 9.5 | — | — | — | — | $105 |
| 9 | — | — | — | — | $88.00 |
| 8 | — | — | — | — | $10.50 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Full set checklist →Grading Human Torch [Human Torch Refractor] #24 — FAQ
Is Human Torch [Human Torch Refractor] #24 worth grading?
A PSA 10 Human Torch [Human Torch Refractor] #24 sells for $108 against $21.31 raw: a $86.19 spread, 5.0× the ungraded price. Even a PSA 9 ($88.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Human Torch [Human Torch Refractor] #24 worth compared with raw?
A PSA 10 Human Torch [Human Torch Refractor] #24 (Marvel 2024 Topps Chrome) sells for about $108 versus $21.31 for a raw near-mint copy — a 5.0× premium as of Aug 15, 2026.
Which grading company is best for Human Torch [Human Torch Refractor] #24?
By resale value, BGS 10 leads at $140, ahead of PSA 10 at $108. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Human Torch [Human Torch Refractor] #24 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your Marvel card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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