Is Steve Payne #65 worth grading?
Hockey · Hockey Cards 1985 Topps · full price guide →
Grading rarely pays for this card
PSA 10 copies of Steve Payne #65 sell for $10.55, only $9.28 above the $1.27 raw price — less than an economy-tier grading fee. A PSA 9 ($4.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
- Raw (NM)
- $1.27
- PSA 10
- $10.55
- PSA 9
- $4.99
- Gem premium
- 8.3×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $10.55 | −$15.72 | −$40.72 | −$141 |
| PSA 9 | $4.99 | −$21.28 | −$46.28 | −$146 |
| PSA 8 | $2.02 | −$24.25 | −$49.25 | −$149 |
Net = sale price − $1.27 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $6.38 | −$44.89 |
| 50% | $7.77 | −$43.50 |
| 75% | $9.16 | −$42.11 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $14.00 | best | 55/45 | 70/30 |
| PSA 10 | $10.55 | −$3.45 | 55/45 | 75/25 |
| CGC 10 | $6.00 | −$8.00 | 55/45 | 75/25 |
| SGC 10 | $6.00 | −$8.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $10.55 | $6.00 | $14.00 | $6.00 | — |
| 9.5 | — | — | — | — | $5.00 |
| 9 | — | — | — | — | $4.99 |
| 8 | — | — | — | — | $2.02 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1985 Topps cards worth checking
Full set checklist →
Grading Steve Payne #65 — FAQ
Is Steve Payne #65 worth grading?
PSA 10 copies of Steve Payne #65 sell for $10.55, only $9.28 above the $1.27 raw price — less than an economy-tier grading fee. A PSA 9 ($4.99) only about breaks even after fees, so the case rests on gemming. Keep it raw unless you are grading for the slab itself.
How much is a PSA 10 Steve Payne #65 worth compared with raw?
A PSA 10 Steve Payne #65 (Hockey Cards 1985 Topps) sells for about $10.55 versus $1.27 for a raw near-mint copy — a 8.3× premium as of Jul 11, 2026.
Which grading company is best for Steve Payne #65?
By resale value, BGS 10 leads at $14.00, ahead of PSA 10 at $10.55. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Steve Payne #65 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your hockey card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free