![Derek Jeter [Black Refractor] #20 (Baseball Cards 2004 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/068AAeSwsehqZQW9/s-l1600.jpg)
Is Derek Jeter [Black Refractor] #20 worth grading?
Baseball · Baseball Cards 2004 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A Grade 9.5 Derek Jeter [Black Refractor] #20 sells for $336 against $245 raw: a $91.02 spread, 1.4× the ungraded price. Even a PSA 9 ($305) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $245
- Grade 9.5
- $336
- PSA 9
- $305
- Gem premium
- 1.4×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — Grade 9.5 | $336 | +$66.02 | +$41.02 | −$58.98 |
| PSA 9 | $305 | +$35.02 | +$10.02 | −$89.98 |
| PSA 8 | $226 | −$44.14 | −$69.14 | −$169 |
Net = sale price − $245 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $313 | +$17.77 |
| 50% | $321 | +$25.52 |
| 75% | $328 | +$33.27 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Full grade ladder
Raw conditions & history →| Grade | Graded |
|---|---|
| 9.5 | $336 |
| 9 | $305 |
| 8 | $226 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2004 Topps Chrome cards worth checking
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Grading Derek Jeter [Black Refractor] #20 — FAQ
Is Derek Jeter [Black Refractor] #20 worth grading?
A Grade 9.5 Derek Jeter [Black Refractor] #20 sells for $336 against $245 raw: a $91.02 spread, 1.4× the ungraded price. Even a PSA 9 ($305) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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