![Jim Thome [Refractor] #M5 (Baseball Cards 1999 Topps All Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/d~8AAeSwHQBqAOvM/s-l1600.jpg)
Is Jim Thome [Refractor] #M5 worth grading?
Baseball · Baseball Cards 1999 Topps All Mystery Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jim Thome [Refractor] #M5 sells for $40.87 against $3.87 raw: a $37.00 spread, 11× the ungraded price. Even a PSA 9 ($34.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $3.87
- PSA 10
- $40.87
- PSA 9
- $34.99
- Gem premium
- 11×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $40.87 | +$12.00 | −$13.00 | −$113 |
| PSA 9 | $34.99 | +$6.12 | −$18.88 | −$119 |
| PSA 8 | $12.40 | −$16.47 | −$41.47 | −$141 |
Net = sale price − $3.87 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $36.46 | −$17.41 |
| 50% | $37.93 | −$15.94 |
| 75% | $39.40 | −$14.47 |
At the standard fee this submission does not break even at any realistic gem rate unless the miss lands above the 9 price.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $53.00 | best | 55/45 | 70/30 |
| PSA 10 | $40.87 | −$12.13 | 55/45 | 75/25 |
| CGC 10 | $25.00 | −$28.00 | 55/45 | 75/25 |
| SGC 10 | $25.00 | −$28.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $40.87 | $25.00 | $53.00 | $25.00 | — |
| 9.5 | — | — | — | — | $38.00 |
| 9 | — | — | — | — | $34.99 |
| 8 | — | — | — | — | $12.40 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1999 Topps All Mystery Finest cards worth checking
Full set checklist →![Juan Gonzalez [Refractor] #M15 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/QTkAAOSw4oxn4tYR/s-l500.jpg)
![David Justice [Refractor] #M21 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/NiEAAeSwps5qIeI5/s-l500.jpg)
![Greg Maddux [Refractor] #M33 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/pYYAAeSwcGJqKD8l/s-l500.jpg)
![Frank Thomas [Refractor] #M19 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/TcIAAeSwuzZqXuY-/s-l500.jpg)
![Barry Bonds [Refractor] #M16 1999 Topps All Mystery Finest card](https://i.ebayimg.com/images/g/wkQAAeSw7CdpH5Jc/s-l500.jpg)
Grading Jim Thome [Refractor] #M5 — FAQ
Is Jim Thome [Refractor] #M5 worth grading?
A PSA 10 Jim Thome [Refractor] #M5 sells for $40.87 against $3.87 raw: a $37.00 spread, 11× the ungraded price. Even a PSA 9 ($34.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jim Thome [Refractor] #M5 worth compared with raw?
A PSA 10 Jim Thome [Refractor] #M5 (Baseball Cards 1999 Topps All Mystery Finest) sells for about $40.87 versus $3.87 for a raw near-mint copy — a 11× premium as of Jul 11, 2026.
Which grading company is best for Jim Thome [Refractor] #M5?
By resale value, BGS 10 leads at $53.00, ahead of PSA 10 at $40.87. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jim Thome [Refractor] #M5 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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