![Juan Gonzalez [Bordered Refractor] #M13 (Baseball Cards 1998 Topps Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/NX8AAeSwTS9oY0Bu/s-l1600.jpg)
Is Juan Gonzalez [Bordered Refractor] #M13 worth grading?
Baseball · Baseball Cards 1998 Topps Mystery Finest · full price guide →
Strong grading candidate — 35× premium in PSA 10
A PSA 10 Juan Gonzalez [Bordered Refractor] #M13 sells for $90.46 against $2.58 raw: a $87.88 spread, 35× the ungraded price. A PSA 9 ($20.66) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $2.58
- PSA 10
- $90.46
- PSA 9
- $20.66
- Gem premium
- 35×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $90.46 | +$62.88 | +$37.88 | −$62.12 |
| PSA 9 | $20.66 | −$6.92 | −$31.92 | −$132 |
| PSA 8 | $10.29 | −$17.29 | −$42.29 | −$142 |
Net = sale price − $2.58 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $38.11 | −$14.47 |
| 50% | $55.56 | +$2.98 |
| 75% | $73.01 | +$20.43 |
Break-even gem rate at the standard fee: about 46%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $118 | best | 55/45 | 70/30 |
| PSA 10 | $90.46 | −$27.54 | 55/45 | 75/25 |
| CGC 10 | $54.00 | −$64.00 | 55/45 | 75/25 |
| SGC 10 | $54.00 | −$64.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
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Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Mystery Finest cards worth checking
Full set checklist →![Cal Ripken Jr. [Bordered Refractor] #M16 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/JjAAAeSwgblqYU~B/s-l500.jpg)
![Barry Bonds [Borderless Refractor] #M19 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/vTQAAeSw92lqicsC/s-l500.jpg)
![Tony Gwynn [Bordered Refractor] #M9 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/-kgAAeSw23FqRwe1/s-l500.jpg)
![Chipper Jones [Bordered Refractor] #M2 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/lvoAAeSwkuZp-6VX/s-l500.jpg)
![Frank Thomas [Bordered Refractor] #M10 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/r4YAAeSwNKlqVZ9w/s-l500.jpg)
![Ken Griffey Jr. [Borderless] #M20 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/NTkAAeSwShxqqXbF/s-l500.jpg)
Grading Juan Gonzalez [Bordered Refractor] #M13 — FAQ
Is Juan Gonzalez [Bordered Refractor] #M13 worth grading?
A PSA 10 Juan Gonzalez [Bordered Refractor] #M13 sells for $90.46 against $2.58 raw: a $87.88 spread, 35× the ungraded price. A PSA 9 ($20.66) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Juan Gonzalez [Bordered Refractor] #M13 worth compared with raw?
A PSA 10 Juan Gonzalez [Bordered Refractor] #M13 (Baseball Cards 1998 Topps Mystery Finest) sells for about $90.46 versus $2.58 for a raw near-mint copy — a 35× premium as of Sep 4, 2026.
Which grading company is best for Juan Gonzalez [Bordered Refractor] #M13?
By resale value, BGS 10 leads at $118, ahead of PSA 10 at $90.46. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Juan Gonzalez [Bordered Refractor] #M13 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Juan Gonzalez [Bordered Refractor] #M13 break even?
At a standard ~$50 fee, submitting Juan Gonzalez [Bordered Refractor] #M13 breaks even when it gems about 46% of the time (a miss assumed to sell at the PSA 9 price of $20.66).
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