![Frank Thomas [Bordered Refractor] #M10 (Baseball Cards 1998 Topps Mystery Finest) — is it worth grading?](https://i.ebayimg.com/images/g/r4YAAeSwNKlqVZ9w/s-l1600.jpg)
Is Frank Thomas [Bordered Refractor] #M10 worth grading?
Baseball · Baseball Cards 1998 Topps Mystery Finest · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Frank Thomas [Bordered Refractor] #M10 sells for $307 against $12.00 raw: a $295 spread, 26× the ungraded price. Even a PSA 9 ($88.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $12.00
- PSA 10
- $307
- PSA 9
- $88.00
- Gem premium
- 26×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $307 | +$270 | +$245 | +$145 |
| PSA 9 | $88.00 | +$51.00 | +$26.00 | −$74.00 |
| PSA 8 | $79.64 | +$42.64 | +$17.64 | −$82.36 |
Net = sale price − $12.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $143 | +$80.74 |
| 50% | $197 | +$135 |
| 75% | $252 | +$190 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $399 | best | 55/45 | 70/30 |
| PSA 10 | $307 | −$92.05 | 55/45 | 75/25 |
| CGC 10 | $184 | −$215 | 55/45 | 75/25 |
| SGC 10 | $184 | −$215 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $307 | $184 | $399 | $184 | — |
| 9.5 | — | — | — | — | $96.54 |
| 9 | — | — | — | — | $88.00 |
| 8 | — | — | — | — | $79.64 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1998 Topps Mystery Finest cards worth checking
Full set checklist →![Chipper Jones [Bordered Refractor] #M2 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/lvoAAeSwkuZp-6VX/s-l500.jpg)
![Ken Griffey Jr. [Bordered] #M20 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/masAAeSwxLNqYrhR/s-l500.jpg)
![Cal Ripken Jr. [Bordered Refractor] #M16 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/JjAAAeSwgblqYU~B/s-l500.jpg)
![Ken Griffey Jr. [Bordered Refractor] #M20 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/GHQAAeSwKA1qSCdY/s-l500.jpg)
![Derek Jeter [Bordered Refractor] #M8 1998 Topps Mystery Finest card](https://i.ebayimg.com/images/g/CnYAAeSwUk1qT9Pq/s-l500.jpg)
Grading Frank Thomas [Bordered Refractor] #M10 — FAQ
Is Frank Thomas [Bordered Refractor] #M10 worth grading?
A PSA 10 Frank Thomas [Bordered Refractor] #M10 sells for $307 against $12.00 raw: a $295 spread, 26× the ungraded price. Even a PSA 9 ($88.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Frank Thomas [Bordered Refractor] #M10 worth compared with raw?
A PSA 10 Frank Thomas [Bordered Refractor] #M10 (Baseball Cards 1998 Topps Mystery Finest) sells for about $307 versus $12.00 for a raw near-mint copy — a 26× premium as of Jul 11, 2026.
Which grading company is best for Frank Thomas [Bordered Refractor] #M10?
By resale value, BGS 10 leads at $399, ahead of PSA 10 at $307. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Frank Thomas [Bordered Refractor] #M10 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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