![Fred McGriff [Refractor] #119 (Baseball Cards 1997 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/XUMAAeSwJMhprdb6/s-l1600.jpg)
Is Fred McGriff [Refractor] #119 worth grading?
Baseball · Baseball Cards 1997 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Fred McGriff [Refractor] #119 sells for $410 against $15.50 raw: a $394 spread, 26× the ungraded price. Even a PSA 9 ($59.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $15.50
- PSA 10
- $410
- PSA 9
- $59.99
- Gem premium
- 26×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $410 | +$369 | +$344 | +$244 |
| PSA 9 | $59.99 | +$19.49 | −$5.51 | −$106 |
| PSA 8 | $15.18 | −$25.32 | −$50.32 | −$150 |
Net = sale price − $15.50 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $147 | +$81.88 |
| 50% | $235 | +$169 |
| 75% | $322 | +$257 |
Break-even gem rate at the standard fee: about 2%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $532 | best | 55/45 | 70/30 |
| PSA 10 | $410 | −$122 | 55/45 | 75/25 |
| CGC 10 | $246 | −$286 | 55/45 | 75/25 |
| SGC 10 | $246 | −$286 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $410 | $246 | $532 | $246 | — |
| 9.5 | — | — | — | — | $124 |
| 9 | — | — | — | — | $59.99 |
| 8 | — | — | — | — | $15.18 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Topps Chrome cards worth checking
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Grading Fred McGriff [Refractor] #119 — FAQ
Is Fred McGriff [Refractor] #119 worth grading?
A PSA 10 Fred McGriff [Refractor] #119 sells for $410 against $15.50 raw: a $394 spread, 26× the ungraded price. Even a PSA 9 ($59.99) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Fred McGriff [Refractor] #119 worth compared with raw?
A PSA 10 Fred McGriff [Refractor] #119 (Baseball Cards 1997 Topps Chrome) sells for about $410 versus $15.50 for a raw near-mint copy — a 26× premium as of Jul 11, 2026.
Which grading company is best for Fred McGriff [Refractor] #119?
By resale value, BGS 10 leads at $532, ahead of PSA 10 at $410. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Fred McGriff [Refractor] #119 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Fred McGriff [Refractor] #119 break even?
At a standard ~$50 fee, submitting Fred McGriff [Refractor] #119 breaks even when it gems about 2% of the time (a miss assumed to sell at the PSA 9 price of $59.99).
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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