![Frank Thomas [Refractor] #41 (Baseball Cards 1997 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/0kwAAeSwhPFqBigW/s-l1600.jpg)
Is Frank Thomas [Refractor] #41 worth grading?
Baseball · Baseball Cards 1997 Topps Chrome · full price guide →
Strong grading candidate — 22× premium in PSA 10
A PSA 10 Frank Thomas [Refractor] #41 sells for $2,566 against $114 raw: a $2,452 spread, 22× the ungraded price. A PSA 9 ($129) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $114
- PSA 10
- $2,566
- PSA 9
- $129
- Gem premium
- 22×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $2,566 | +$2,427 | +$2,402 | +$2,302 |
| PSA 9 | $129 | −$10.67 | −$35.67 | −$136 |
| PSA 8 | $121 | −$17.75 | −$42.75 | −$143 |
Net = sale price − $114 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $738 | +$574 |
| 50% | $1,347 | +$1,183 |
| 75% | $1,957 | +$1,793 |
Break-even gem rate at the standard fee: about 1%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $3,336 | best | 55/45 | 70/30 |
| PSA 10 | $2,566 | −$770 | 55/45 | 75/25 |
| CGC 10 | $1,540 | −$1,796 | 55/45 | 75/25 |
| SGC 10 | $1,540 | −$1,796 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $2,566 | $1,540 | $3,336 | $1,540 | — |
| 9.5 | — | — | — | — | $717 |
| 9 | — | — | — | — | $129 |
| 8 | — | — | — | — | $121 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1997 Topps Chrome cards worth checking
Full set checklist →![Mariano Rivera [Refractor] #89 1997 Topps Chrome card](https://i.ebayimg.com/images/g/iJMAAeSwOvlod5q4/s-l500.jpg)
![Greg Maddux [Refractor] #49 1997 Topps Chrome card](https://i.ebayimg.com/images/g/FekAAeSwroZqRq64/s-l500.jpg)
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![Manny Ramirez [Refractor] #106 1997 Topps Chrome card](https://i.ebayimg.com/images/g/RTEAAeSwAFFqD82w/s-l500.jpg)
![Derek Jeter [Refractor] #7 1997 Topps Chrome card](https://i.ebayimg.com/images/g/QRAAAeSwCkVqUtGs/s-l500.jpg)
![Cal Ripken Jr. [Refractor] #140 1997 Topps Chrome card](https://i.ebayimg.com/images/g/bPsAAOSwo5NnYI5I/s-l500.jpg)
Grading Frank Thomas [Refractor] #41 — FAQ
Is Frank Thomas [Refractor] #41 worth grading?
A PSA 10 Frank Thomas [Refractor] #41 sells for $2,566 against $114 raw: a $2,452 spread, 22× the ungraded price. A PSA 9 ($129) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Frank Thomas [Refractor] #41 worth compared with raw?
A PSA 10 Frank Thomas [Refractor] #41 (Baseball Cards 1997 Topps Chrome) sells for about $2,566 versus $114 for a raw near-mint copy — a 22× premium as of Jul 11, 2026.
Which grading company is best for Frank Thomas [Refractor] #41?
By resale value, BGS 10 leads at $3,336, ahead of PSA 10 at $2,566. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Frank Thomas [Refractor] #41 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Frank Thomas [Refractor] #41 break even?
At a standard ~$50 fee, submitting Frank Thomas [Refractor] #41 breaks even when it gems about 1% of the time (a miss assumed to sell at the PSA 9 price of $129).
Is your baseball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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