Midpoint - Card Centering Tool

Is Frank Howard #123 worth grading?

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Worth grading — even a PSA 9 beats raw

A PSA 10 Frank Howard #123 sells for $608 against $3.81 raw: a $604 spread, 160× the ungraded price. Even a PSA 9 ($97.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$3.81
PSA 10
$608
PSA 9
$97.00
Gem premium
160×
As of
Jul 11, 2026

Break-even by outcome and fee

Frank Howard #123: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$608+$579+$554+$454
PSA 9$97.00+$68.19+$43.19−$56.81
PSA 8$62.00+$33.19+$8.19−$91.81

Net = sale price − $3.81 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Frank Howard #123: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$225+$171
50%$352+$299
75%$480+$426

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Frank Howard #123: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$790best55/4570/30
PSA 10$608−$18255/4575/25
CGC 10$365−$42555/4575/25
SGC 10$365−$42555/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Frank Howard #123 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$608$365$790$365
9.5$177
9$97.00
8$62.00
7$40.00

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Frank Howard #123 — FAQ

Is Frank Howard #123 worth grading?

A PSA 10 Frank Howard #123 sells for $608 against $3.81 raw: a $604 spread, 160× the ungraded price. Even a PSA 9 ($97.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Frank Howard #123 worth compared with raw?

A PSA 10 Frank Howard #123 (Baseball Cards 1963 Topps) sells for about $608 versus $3.81 for a raw near-mint copy — a 160× premium as of Jul 11, 2026.

Which grading company is best for Frank Howard #123?

By resale value, BGS 10 leads at $790, ahead of PSA 10 at $608. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Frank Howard #123 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your baseball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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