![Tracy McGrady [White Refractor] #35 (Basketball Cards 2002 Topps Chrome) — is it worth grading?](https://i.ebayimg.com/images/g/vy8AAeSwinVqKVod/s-l1600.jpg)
Is Tracy McGrady [White Refractor] #35 worth grading?
Basketball · Basketball Cards 2002 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Tracy McGrady [White Refractor] #35 sells for $275 against $51.11 raw: a $224 spread, 5.4× the ungraded price. Even a PSA 9 ($106) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $51.11
- PSA 10
- $275
- PSA 9
- $106
- Gem premium
- 5.4×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $275 | +$199 | +$174 | +$73.88 |
| PSA 9 | $106 | +$29.63 | +$4.63 | −$95.37 |
Net = sale price − $51.11 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $148 | +$46.94 |
| 50% | $190 | +$89.25 |
| 75% | $233 | +$132 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $357 | best | 55/45 | 70/30 |
| PSA 10 | $275 | −$82.01 | 55/45 | 75/25 |
| CGC 10 | $165 | −$192 | 55/45 | 75/25 |
| SGC 10 | $165 | −$192 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $275 | $165 | $357 | $165 | — |
| 9.5 | — | — | — | — | $116 |
| 9 | — | — | — | — | $106 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2002 Topps Chrome cards worth checking
Full set checklist →![Vince Carter [Black Refractor] #30 2002 Topps Chrome card](https://i.ebayimg.com/images/g/~hAAAeSwf7Jp0Czy/s-l500.jpg)
![Michael Jordan [Black Refractor] #10 2002 Topps Chrome card](https://i.ebayimg.com/images/g/bKIAAeSwgpJopZXB/s-l500.jpg)
![Michael Jordan [White Refractor] #10 2002 Topps Chrome card](https://i.ebayimg.com/images/g/K7kAAeSw7LFp9gxF/s-l500.jpg)
![Kobe Bryant [Refractor] #21 2002 Topps Chrome card](https://i.ebayimg.com/images/g/0QoAAeSwknpqRFhe/s-l500.jpg)
Grading Tracy McGrady [White Refractor] #35 — FAQ
Is Tracy McGrady [White Refractor] #35 worth grading?
A PSA 10 Tracy McGrady [White Refractor] #35 sells for $275 against $51.11 raw: a $224 spread, 5.4× the ungraded price. Even a PSA 9 ($106) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Tracy McGrady [White Refractor] #35 worth compared with raw?
A PSA 10 Tracy McGrady [White Refractor] #35 (Basketball Cards 2002 Topps Chrome) sells for about $275 versus $51.11 for a raw near-mint copy — a 5.4× premium as of Jul 11, 2026.
Which grading company is best for Tracy McGrady [White Refractor] #35?
By resale value, BGS 10 leads at $357, ahead of PSA 10 at $275. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Tracy McGrady [White Refractor] #35 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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