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Theo Ratliff #26 (Basketball Cards 2004 Topps Chrome) — is it worth grading?

Is Theo Ratliff #26 worth grading?

Basketball · Basketball Cards 2004 Topps Chrome · full price guide →

Strong grading candidate — 28× premium in PSA 10

A PSA 10 Theo Ratliff #26 sells for $126 against $4.56 raw: a $121 spread, 28× the ungraded price. A PSA 9 ($2.91) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$4.56
PSA 10
$126
PSA 9
$2.91
Gem premium
28×
As of
Jul 11, 2026

Break-even by outcome and fee

Theo Ratliff #26: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$126+$95.94+$70.94−$29.06
PSA 9$2.91−$26.65−$51.65−$152

Net = sale price − $4.56 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Theo Ratliff #26: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$33.56−$21.00
50%$64.20+$9.64
75%$94.85+$40.29

Break-even gem rate at the standard fee: about 42%. Centering is the usual reason a clean copy misses — measure it before you decide.

Which grader pays the most — and what a 10 takes

All centering standards
Theo Ratliff #26: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$163best55/4570/30
PSA 10$126−$37.5055/4575/25
CGC 10$75.00−$88.0055/4575/25
SGC 10$75.00−$88.0055/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Theo Ratliff #26 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$126$75.00$163$75.00
9.5$3.00
9$2.91

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

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Grading Theo Ratliff #26 — FAQ

Is Theo Ratliff #26 worth grading?

A PSA 10 Theo Ratliff #26 sells for $126 against $4.56 raw: a $121 spread, 28× the ungraded price. A PSA 9 ($2.91) sells for less than raw, so anything short of a 10 loses money. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Theo Ratliff #26 worth compared with raw?

A PSA 10 Theo Ratliff #26 (Basketball Cards 2004 Topps Chrome) sells for about $126 versus $4.56 for a raw near-mint copy — a 28× premium as of Jul 11, 2026.

Which grading company is best for Theo Ratliff #26?

By resale value, BGS 10 leads at $163, ahead of PSA 10 at $126. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Theo Ratliff #26 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

What gem rate makes grading Theo Ratliff #26 break even?

At a standard ~$50 fee, submitting Theo Ratliff #26 breaks even when it gems about 42% of the time (a miss assumed to sell at the PSA 9 price of $2.91).

Is your basketball card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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