Is Stephen Curry [Refractor] #101 worth grading?
Basketball · Basketball Cards 2009 Topps Chrome · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Stephen Curry [Refractor] #101 sells for $103,200 against $9,100 raw: a $94,100 spread, 11× the ungraded price. Even a PSA 9 ($25,000) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9,100
- PSA 10
- $103,200
- PSA 9
- $25,000
- Gem premium
- 11×
- As of
- Aug 16, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $103,200 | +$94,075 | +$94,050 | +$93,950 |
| PSA 9 | $25,000 | +$15,875 | +$15,850 | +$15,750 |
| PSA 8 | $14,539 | +$5,414 | +$5,389 | +$5,289 |
Net = sale price − $9,100 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $44,550 | +$35,400 |
| 50% | $64,100 | +$54,950 |
| 75% | $83,650 | +$74,500 |
Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| PSA 10 | $103,200 | best | 55/45 | 75/25 |
| BGS 10 | $85,080 | −$18,120 | 55/45 | 70/30 |
| CGC 10 | $61,920 | −$41,280 | 55/45 | 75/25 |
| SGC 10 | $61,920 | −$41,280 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $103,200 | $61,920 | $85,080 | $61,920 | — |
| 9.5 | — | — | — | — | $48,190 |
| 9 | — | — | — | — | $25,000 |
| 8 | — | — | — | — | $14,539 |
| 7 | — | — | — | — | $11,631 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Stephen Curry [Refractor] #101 — FAQ
Is Stephen Curry [Refractor] #101 worth grading?
A PSA 10 Stephen Curry [Refractor] #101 sells for $103,200 against $9,100 raw: a $94,100 spread, 11× the ungraded price. Even a PSA 9 ($25,000) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Stephen Curry [Refractor] #101 worth compared with raw?
A PSA 10 Stephen Curry [Refractor] #101 (Basketball Cards 2009 Topps Chrome) sells for about $103,200 versus $9,100 for a raw near-mint copy — a 11× premium as of Aug 16, 2026.
Which grading company is best for Stephen Curry [Refractor] #101?
By resale value, PSA 10 leads at $103,200, ahead of BGS 10 at $85,080. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Stephen Curry [Refractor] #101 need for a PSA 10?
PSA publishes 55/45 front and 75/25 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
Is your basketball card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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