![Franco Harris [Refractor] #FM6 (Football Cards 2000 Topps Finest Moments) — is it worth grading?](https://i.ebayimg.com/images/g/LM0AAeSwGgVqDPMe/s-l1600.jpg)
Is Franco Harris [Refractor] #FM6 worth grading?
Football · Football Cards 2000 Topps Finest Moments · full price guide →
Strong grading candidate — 25× premium in PSA 10
A PSA 10 Franco Harris [Refractor] #FM6 sells for $123 against $4.90 raw: a $118 spread, 25× the ungraded price. A PSA 9 ($27.04) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $4.90
- PSA 10
- $123
- PSA 9
- $27.04
- Gem premium
- 25×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $123 | +$92.74 | +$67.74 | −$32.26 |
| PSA 9 | $27.04 | −$2.86 | −$27.86 | −$128 |
| PSA 8 | $13.82 | −$16.08 | −$41.08 | −$141 |
Net = sale price − $4.90 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $50.94 | −$3.96 |
| 50% | $74.84 | +$19.94 |
| 75% | $98.74 | +$43.84 |
Break-even gem rate at the standard fee: about 29%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $159 | best | 55/45 | 70/30 |
| PSA 10 | $123 | −$36.36 | 55/45 | 75/25 |
| CGC 10 | $74.00 | −$85.00 | 55/45 | 75/25 |
| SGC 10 | $74.00 | −$85.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $123 | $74.00 | $159 | $74.00 | — |
| 9.5 | — | — | — | — | $46.05 |
| 9 | — | — | — | — | $27.04 |
| 8 | — | — | — | — | $13.82 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2000 Topps Finest Moments cards worth checking
Full set checklist →![Bart Starr [Refractor] #FM1 2000 Topps Finest Moments card](https://i.ebayimg.com/images/g/gVEAAOSwQuhkPXna/s-l500.jpg)
![Bart Starr [Refractor Autograph] #FM1 2000 Topps Finest Moments card](https://i.ebayimg.com/images/g/VsAAAOSwpMNmzPmb/s-l500.jpg)
Grading Franco Harris [Refractor] #FM6 — FAQ
Is Franco Harris [Refractor] #FM6 worth grading?
A PSA 10 Franco Harris [Refractor] #FM6 sells for $123 against $4.90 raw: a $118 spread, 25× the ungraded price. A PSA 9 ($27.04) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Franco Harris [Refractor] #FM6 worth compared with raw?
A PSA 10 Franco Harris [Refractor] #FM6 (Football Cards 2000 Topps Finest Moments) sells for about $123 versus $4.90 for a raw near-mint copy — a 25× premium as of Jul 11, 2026.
Which grading company is best for Franco Harris [Refractor] #FM6?
By resale value, BGS 10 leads at $159, ahead of PSA 10 at $123. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Franco Harris [Refractor] #FM6 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Franco Harris [Refractor] #FM6 break even?
At a standard ~$50 fee, submitting Franco Harris [Refractor] #FM6 breaks even when it gems about 29% of the time (a miss assumed to sell at the PSA 9 price of $27.04).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free