![Joe Montana [Electric Gold] #133 (Football Cards 1994 Upper Deck) — is it worth grading?](https://i.ebayimg.com/images/g/w4sAAOSwxTFkD~zV/s-l1600.jpg)
Is Joe Montana [Electric Gold] #133 worth grading?
Football · Football Cards 1994 Upper Deck · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Joe Montana [Electric Gold] #133 sells for $180 against $31.60 raw: a $148 spread, 5.7× the ungraded price. Even a PSA 9 ($77.96) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $31.60
- PSA 10
- $180
- PSA 9
- $77.96
- Gem premium
- 5.7×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $180 | +$123 | +$98.39 | −$1.61 |
| PSA 9 | $77.96 | +$21.36 | −$3.64 | −$104 |
Net = sale price − $31.60 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $103 | +$21.87 |
| 50% | $129 | +$47.38 |
| 75% | $154 | +$72.88 |
Break-even gem rate at the standard fee: about 4%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $234 | best | 55/45 | 70/30 |
| PSA 10 | $180 | −$54.01 | 55/45 | 75/25 |
| CGC 10 | $108 | −$126 | 55/45 | 75/25 |
| SGC 10 | $108 | −$126 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $180 | $108 | $234 | $108 | — |
| 9.5 | — | — | — | — | $86.00 |
| 9 | — | — | — | — | $77.96 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1994 Upper Deck cards worth checking
Full set checklist →
![Barry Sanders [Electric Silver] #129 1994 Upper Deck card](https://i.ebayimg.com/images/g/W30AAeSwX5NqMwGE/s-l500.jpg)
![Marshall Faulk [Electric Gold] #7 1994 Upper Deck card](https://i.ebayimg.com/images/g/lc0AAeSwUzRoG9tt/s-l500.jpg)
![Emmitt Smith [Electric Gold] #157 1994 Upper Deck card](https://i.ebayimg.com/images/g/Z~oAAeSwwFpoklwE/s-l500.jpg)
Grading Joe Montana [Electric Gold] #133 — FAQ
Is Joe Montana [Electric Gold] #133 worth grading?
A PSA 10 Joe Montana [Electric Gold] #133 sells for $180 against $31.60 raw: a $148 spread, 5.7× the ungraded price. Even a PSA 9 ($77.96) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana [Electric Gold] #133 worth compared with raw?
A PSA 10 Joe Montana [Electric Gold] #133 (Football Cards 1994 Upper Deck) sells for about $180 versus $31.60 for a raw near-mint copy — a 5.7× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana [Electric Gold] #133?
By resale value, BGS 10 leads at $234, ahead of PSA 10 at $180. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana [Electric Gold] #133 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana [Electric Gold] #133 break even?
At a standard ~$50 fee, submitting Joe Montana [Electric Gold] #133 breaks even when it gems about 4% of the time (a miss assumed to sell at the PSA 9 price of $77.96).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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