Is Joe Montana #1 worth grading?
Football · Football Cards 1994 Playoff · full price guide →
Strong grading candidate — 58× premium in PSA 10
A PSA 10 Joe Montana #1 sells for $89.06 against $1.54 raw: a $87.52 spread, 58× the ungraded price. A PSA 9 ($19.06) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.54
- PSA 10
- $89.06
- PSA 9
- $19.06
- Gem premium
- 58×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $89.06 | +$62.52 | +$37.52 | −$62.48 |
| PSA 9 | $19.06 | −$7.48 | −$32.48 | −$132 |
| PSA 8 | $8.93 | −$17.61 | −$42.61 | −$143 |
Net = sale price − $1.54 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $36.56 | −$14.98 |
| 50% | $54.06 | +$2.52 |
| 75% | $71.56 | +$20.02 |
Break-even gem rate at the standard fee: about 46%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $116 | best | 55/45 | 70/30 |
| PSA 10 | $89.06 | −$26.94 | 55/45 | 75/25 |
| CGC 10 | $53.00 | −$63.00 | 55/45 | 75/25 |
| SGC 10 | $53.00 | −$63.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $89.06 | $53.00 | $116 | $53.00 | — |
| 9.5 | — | — | — | — | $33.59 |
| 9 | — | — | — | — | $19.06 |
| 8 | — | — | — | — | $8.93 |
Run your own numbers
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Other 1994 Playoff cards worth checking
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Grading Joe Montana #1 — FAQ
Is Joe Montana #1 worth grading?
A PSA 10 Joe Montana #1 sells for $89.06 against $1.54 raw: a $87.52 spread, 58× the ungraded price. A PSA 9 ($19.06) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana #1 worth compared with raw?
A PSA 10 Joe Montana #1 (Football Cards 1994 Playoff) sells for about $89.06 versus $1.54 for a raw near-mint copy — a 58× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana #1?
By resale value, BGS 10 leads at $116, ahead of PSA 10 at $89.06. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana #1 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana #1 break even?
At a standard ~$50 fee, submitting Joe Montana #1 breaks even when it gems about 46% of the time (a miss assumed to sell at the PSA 9 price of $19.06).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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