![Mario Andretti [Gold Refractor] #161 (Racing Cards 2025 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/T~kAAeSwjAVp0pPx/s-l1600.jpg)
Is Mario Andretti [Gold Refractor] #161 worth grading?
Racing · Racing Cards 2025 Topps Chrome Formula 1 · full price guide →
Strong grading candidate — 5.8× premium in PSA 10
A PSA 10 Mario Andretti [Gold Refractor] #161 sells for $116 against $20.00 raw: a $95.86 spread, 5.8× the ungraded price. A PSA 9 ($40.66) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $20.00
- PSA 10
- $116
- PSA 9
- $40.66
- Gem premium
- 5.8×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $116 | +$70.86 | +$45.86 | −$54.14 |
| PSA 9 | $40.66 | −$4.34 | −$29.34 | −$129 |
| PSA 8 | $22.84 | −$22.16 | −$47.16 | −$147 |
Net = sale price − $20.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $59.46 | −$10.54 |
| 50% | $78.26 | +$8.26 |
| 75% | $97.06 | +$27.06 |
Break-even gem rate at the standard fee: about 39%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $151 | best | 55/45 | 70/30 |
| PSA 10 | $116 | −$35.14 | 55/45 | 75/25 |
| CGC 10 | $70.00 | −$81.00 | 55/45 | 75/25 |
| SGC 10 | $70.00 | −$81.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $116 | $70.00 | $151 | $70.00 | — |
| 9.5 | — | — | — | — | $77.77 |
| 9 | — | — | — | — | $40.66 |
| 8 | — | — | — | — | $22.84 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
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Grading Mario Andretti [Gold Refractor] #161 — FAQ
Is Mario Andretti [Gold Refractor] #161 worth grading?
A PSA 10 Mario Andretti [Gold Refractor] #161 sells for $116 against $20.00 raw: a $95.86 spread, 5.8× the ungraded price. A PSA 9 ($40.66) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Mario Andretti [Gold Refractor] #161 worth compared with raw?
A PSA 10 Mario Andretti [Gold Refractor] #161 (Racing Cards 2025 Topps Chrome Formula 1) sells for about $116 versus $20.00 for a raw near-mint copy — a 5.8× premium as of Jul 11, 2026.
Which grading company is best for Mario Andretti [Gold Refractor] #161?
By resale value, BGS 10 leads at $151, ahead of PSA 10 at $116. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Mario Andretti [Gold Refractor] #161 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Mario Andretti [Gold Refractor] #161 break even?
At a standard ~$50 fee, submitting Mario Andretti [Gold Refractor] #161 breaks even when it gems about 39% of the time (a miss assumed to sell at the PSA 9 price of $40.66).
Is your racing card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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