![Lewis Hamilton [Refractor] #4 (Racing Cards 2025 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/rG0AAeSwuKZqeL3r/s-l1600.jpg)
Is Lewis Hamilton [Refractor] #4 worth grading?
Racing · Racing Cards 2025 Topps Chrome Formula 1 · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Lewis Hamilton [Refractor] #4 sells for $59.24 against $8.00 raw: a $51.24 spread, 7.4× the ungraded price. Even a PSA 9 ($38.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $8.00
- PSA 10
- $59.24
- PSA 9
- $38.00
- Gem premium
- 7.4×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $59.24 | +$26.24 | +$1.24 | −$98.76 |
| PSA 9 | $38.00 | +$5.00 | −$20.00 | −$120 |
| PSA 8 | $34.99 | +$1.99 | −$23.01 | −$123 |
Net = sale price − $8.00 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $43.31 | −$14.69 |
| 50% | $48.62 | −$9.38 |
| 75% | $53.93 | −$4.07 |
Break-even gem rate at the standard fee: about 94%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $77.00 | best | 55/45 | 70/30 |
| PSA 10 | $59.24 | −$17.76 | 55/45 | 75/25 |
| CGC 10 | $36.00 | −$41.00 | 55/45 | 75/25 |
| SGC 10 | $36.00 | −$41.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $59.24 | $36.00 | $77.00 | $36.00 | — |
| 9.5 | — | — | — | — | $39.70 |
| 9 | — | — | — | — | $38.00 |
| 8 | — | — | — | — | $34.99 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Formula 1 cards worth checking
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Grading Lewis Hamilton [Refractor] #4 — FAQ
Is Lewis Hamilton [Refractor] #4 worth grading?
A PSA 10 Lewis Hamilton [Refractor] #4 sells for $59.24 against $8.00 raw: a $51.24 spread, 7.4× the ungraded price. Even a PSA 9 ($38.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Lewis Hamilton [Refractor] #4 worth compared with raw?
A PSA 10 Lewis Hamilton [Refractor] #4 (Racing Cards 2025 Topps Chrome Formula 1) sells for about $59.24 versus $8.00 for a raw near-mint copy — a 7.4× premium as of Jul 11, 2026.
Which grading company is best for Lewis Hamilton [Refractor] #4?
By resale value, BGS 10 leads at $77.00, ahead of PSA 10 at $59.24. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lewis Hamilton [Refractor] #4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Lewis Hamilton [Refractor] #4 break even?
At a standard ~$50 fee, submitting Lewis Hamilton [Refractor] #4 breaks even when it gems about 94% of the time (a miss assumed to sell at the PSA 9 price of $38.00).
Is your racing card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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