![Lewis Hamilton [Refractor] #4 (Racing Cards 2025 Topps Chrome Formula 1) — is it worth grading?](https://i.ebayimg.com/images/g/rG0AAeSwuKZqeL3r/s-l1600.jpg)
Is Lewis Hamilton [Refractor] #4 worth grading?
Racing · Racing Cards 2025 Topps Chrome Formula 1 · full price guide →
Strong grading candidate — 7.7× premium in PSA 10
A PSA 10 Lewis Hamilton [Refractor] #4 sells for $74.46 against $9.69 raw: a $64.77 spread, 7.7× the ungraded price. A PSA 9 ($29.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $9.69
- PSA 10
- $74.46
- PSA 9
- $29.00
- Gem premium
- 7.7×
- As of
- Sep 4, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $74.46 | +$39.77 | +$14.77 | −$85.23 |
| PSA 9 | $29.00 | −$5.69 | −$30.69 | −$131 |
| PSA 8 | $26.68 | −$8.01 | −$33.01 | −$133 |
Net = sale price − $9.69 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $40.36 | −$19.33 |
| 50% | $51.73 | −$7.96 |
| 75% | $63.09 | +$3.41 |
Break-even gem rate at the standard fee: about 68%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $97.00 | best | 55/45 | 70/30 |
| PSA 10 | $74.46 | −$22.54 | 55/45 | 75/25 |
| CGC 10 | $45.00 | −$52.00 | 55/45 | 75/25 |
| SGC 10 | $45.00 | −$52.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →Swipe the table for the other grading companies →
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 2025 Topps Chrome Formula 1 cards worth checking
Full set checklist →![Max Verstappen [Red Refractor] #148 2025 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/P1EAAeSw26BqJg9d/s-l500.jpg)
![Kimi Antonelli [Gold Refractor] #8 2025 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/ti8AAeSwrFRqTwPO/s-l500.jpg)
![Kimi Antonelli [Image Variation] #8 2025 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/UR8AAeSwWEBqZ1Qd/s-l500.jpg)
![Lewis Hamilton [Image Variation] #4 2025 Topps Chrome Formula 1 card](https://i.ebayimg.com/images/g/qM0AAeSwHpNqDMzO/s-l500.jpg)
Grading Lewis Hamilton [Refractor] #4 — FAQ
Is Lewis Hamilton [Refractor] #4 worth grading?
A PSA 10 Lewis Hamilton [Refractor] #4 sells for $74.46 against $9.69 raw: a $64.77 spread, 7.7× the ungraded price. A PSA 9 ($29.00) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Lewis Hamilton [Refractor] #4 worth compared with raw?
A PSA 10 Lewis Hamilton [Refractor] #4 (Racing Cards 2025 Topps Chrome Formula 1) sells for about $74.46 versus $9.69 for a raw near-mint copy — a 7.7× premium as of Sep 4, 2026.
Which grading company is best for Lewis Hamilton [Refractor] #4?
By resale value, BGS 10 leads at $97.00, ahead of PSA 10 at $74.46. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Lewis Hamilton [Refractor] #4 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Lewis Hamilton [Refractor] #4 break even?
At a standard ~$50 fee, submitting Lewis Hamilton [Refractor] #4 breaks even when it gems about 68% of the time (a miss assumed to sell at the PSA 9 price of $29.00).
Best on iPhone & Android
Check your racing card in the Midpoint app
Scan with your camera to measure centering to the millimeter, get an AI grade with corner and edge close-ups, see what your copy is worth, and track it in your portfolio. Free to start.
