![Joe Montana [Disclaimer Back] #13 (Football Cards 1990 Topps) — is it worth grading?](https://i.ebayimg.com/images/g/pJUAAeSwAbNqOVGc/s-l1600.jpg)
Is Joe Montana [Disclaimer Back] #13 worth grading?
Football · Football Cards 1990 Topps · full price guide →
Strong grading candidate — 53× premium in PSA 10
A PSA 10 Joe Montana [Disclaimer Back] #13 sells for $94.01 against $1.79 raw: a $92.22 spread, 53× the ungraded price. A PSA 9 ($19.17) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.79
- PSA 10
- $94.01
- PSA 9
- $19.17
- Gem premium
- 53×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $94.01 | +$67.22 | +$42.22 | −$57.78 |
| PSA 9 | $19.17 | −$7.62 | −$32.62 | −$133 |
| PSA 8 | $8.66 | −$18.13 | −$43.13 | −$143 |
Net = sale price − $1.79 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $37.88 | −$13.91 |
| 50% | $56.59 | +$4.80 |
| 75% | $75.30 | +$23.51 |
Break-even gem rate at the standard fee: about 44%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $122 | best | 55/45 | 70/30 |
| PSA 10 | $94.01 | −$27.99 | 55/45 | 75/25 |
| CGC 10 | $56.00 | −$66.00 | 55/45 | 75/25 |
| SGC 10 | $56.00 | −$66.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $94.01 | $56.00 | $122 | $56.00 | — |
| 9.5 | — | — | — | — | $44.15 |
| 9 | — | — | — | — | $19.17 |
| 8 | — | — | — | — | $8.66 |
| 7 | — | — | — | — | $4.98 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1990 Topps cards worth checking
Full set checklist →
![Barry Sanders [Disclaimer Back] #352 1990 Topps card](https://i.ebayimg.com/images/g/mM8AAeSwEZhqQ-R~/s-l500.jpg)
Grading Joe Montana [Disclaimer Back] #13 — FAQ
Is Joe Montana [Disclaimer Back] #13 worth grading?
A PSA 10 Joe Montana [Disclaimer Back] #13 sells for $94.01 against $1.79 raw: a $92.22 spread, 53× the ungraded price. A PSA 9 ($19.17) only about breaks even after fees, so the case rests on gemming. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Joe Montana [Disclaimer Back] #13 worth compared with raw?
A PSA 10 Joe Montana [Disclaimer Back] #13 (Football Cards 1990 Topps) sells for about $94.01 versus $1.79 for a raw near-mint copy — a 53× premium as of Jul 11, 2026.
Which grading company is best for Joe Montana [Disclaimer Back] #13?
By resale value, BGS 10 leads at $122, ahead of PSA 10 at $94.01. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Joe Montana [Disclaimer Back] #13 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Joe Montana [Disclaimer Back] #13 break even?
At a standard ~$50 fee, submitting Joe Montana [Disclaimer Back] #13 breaks even when it gems about 44% of the time (a miss assumed to sell at the PSA 9 price of $19.17).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
Check my card free