Is Phil Simms #433 worth grading?
Football · Football Cards 1982 Topps · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Phil Simms #433 sells for $125 against $1.40 raw: a $124 spread, 89× the ungraded price. Even a PSA 9 ($48.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.40
- PSA 10
- $125
- PSA 9
- $48.00
- Gem premium
- 89×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $125 | +$98.59 | +$73.59 | −$26.41 |
| PSA 9 | $48.00 | +$21.60 | −$3.40 | −$103 |
| PSA 8 | $10.69 | −$15.71 | −$40.71 | −$141 |
Net = sale price − $1.40 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $67.25 | +$15.85 |
| 50% | $86.50 | +$35.09 |
| 75% | $106 | +$54.34 |
Break-even gem rate at the standard fee: about 4%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $162 | best | 55/45 | 70/30 |
| PSA 10 | $125 | −$37.01 | 55/45 | 75/25 |
| CGC 10 | $75.00 | −$87.00 | 55/45 | 75/25 |
| SGC 10 | $75.00 | −$87.00 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $125 | $75.00 | $162 | $75.00 | — |
| 9.5 | — | — | — | — | $53.00 |
| 9 | — | — | — | — | $48.00 |
| 8 | — | — | — | — | $10.69 |
| 7 | — | — | — | — | $8.24 |
Run your own numbers
Should I pay this?
Enter the seller’s asking price to see your net outcome per grade.
Other 1982 Topps cards worth checking
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Grading Phil Simms #433 — FAQ
Is Phil Simms #433 worth grading?
A PSA 10 Phil Simms #433 sells for $125 against $1.40 raw: a $124 spread, 89× the ungraded price. Even a PSA 9 ($48.00) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Phil Simms #433 worth compared with raw?
A PSA 10 Phil Simms #433 (Football Cards 1982 Topps) sells for about $125 versus $1.40 for a raw near-mint copy — a 89× premium as of Jul 11, 2026.
Which grading company is best for Phil Simms #433?
By resale value, BGS 10 leads at $162, ahead of PSA 10 at $125. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Phil Simms #433 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Phil Simms #433 break even?
At a standard ~$50 fee, submitting Phil Simms #433 breaks even when it gems about 4% of the time (a miss assumed to sell at the PSA 9 price of $48.00).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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