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Joe Montana #216 (Football Cards 1981 Topps) — is it worth grading?

Is Joe Montana #216 worth grading?

Football · Football Cards 1981 Topps · full price guide →

Worth grading — even a PSA 9 beats raw

A PSA 10 Joe Montana #216 sells for $51,240 against $96.20 raw: a $51,144 spread, 533× the ungraded price. Even a PSA 9 ($3,015) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

Raw (NM)
$96.20
PSA 10
$51,240
PSA 9
$3,015
Gem premium
533×
As of
Aug 16, 2026

Break-even by outcome and fee

Joe Montana #216: net result of grading versus selling raw, by outcome and fee tier
If it comes back…Sells forEconomy / bulk (~$25.00)Standard (~$50.00)Express (~$150)
Gem — PSA 10$51,240+$51,119+$51,094+$50,994
PSA 9$3,015+$2,893+$2,868+$2,768
PSA 8$538+$417+$392+$292

Net = sale price − $96.20 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.

Expected value — how often does it need to gem?

Joe Montana #216: expected value of submitting by gem probability
Chance it gemsExpected saleExpected net (standard fee)
25%$15,071+$14,925
50%$27,127+$26,981
75%$39,184+$39,037

Even a miss (a 9) beats selling raw after the standard fee — the gem rate only decides how much you win by.

Which grader pays the most — and what a 10 takes

All centering standards
Joe Montana #216: top-grade value by grading company with centering tolerance
Grader10 sells forvs bestFront centering for a 10Back
BGS 10$77,467best55/4570/30
PSA 10$51,240−$26,22755/4575/25
CGC 10$30,744−$46,72355/4575/25
SGC 10$18,910−$58,55755/4575/25

Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.

Joe Montana #216 graded prices by company and grade
GradePSACGCBGSSGCGraded
10$51,240$30,744$77,467$18,910
9.5$8,881
9$3,015
8$538
7$238

Run your own numbers

Should I pay this?

Enter the seller’s asking price to see your net outcome per grade.

Other 1981 Topps cards worth checking

Full set checklist

Grading Joe Montana #216 — FAQ

Is Joe Montana #216 worth grading?

A PSA 10 Joe Montana #216 sells for $51,240 against $96.20 raw: a $51,144 spread, 533× the ungraded price. Even a PSA 9 ($3,015) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.

How much is a PSA 10 Joe Montana #216 worth compared with raw?

A PSA 10 Joe Montana #216 (Football Cards 1981 Topps) sells for about $51,240 versus $96.20 for a raw near-mint copy — a 533× premium as of Aug 16, 2026.

Which grading company is best for Joe Montana #216?

By resale value, BGS 10 leads at $77,467, ahead of PSA 10 at $51,240. Fees and turnaround differ, so the best-paying label is not always the best net.

What centering does Joe Montana #216 need for a BGS 10?

BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.

Is your football card centered well enough to grade?

Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.

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