Is Jim Hart #232 worth grading?
Football · Football Cards 1978 Topps · full price guide →
Worth grading — even a PSA 9 beats raw
A PSA 10 Jim Hart #232 sells for $180 against $1.32 raw: a $179 spread, 136× the ungraded price. Even a PSA 9 ($30.93) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
- Raw (NM)
- $1.32
- PSA 10
- $180
- PSA 9
- $30.93
- Gem premium
- 136×
- As of
- Jul 11, 2026
Break-even by outcome and fee
| If it comes back… | Sells for | Economy / bulk (~$25.00) | Standard (~$50.00) | Express (~$150) |
|---|---|---|---|---|
| Gem — PSA 10 | $180 | +$154 | +$129 | +$28.67 |
| PSA 9 | $30.93 | +$4.61 | −$20.39 | −$120 |
| PSA 8 | $14.22 | −$12.10 | −$37.10 | −$137 |
Net = sale price − $1.32 raw value − fee. Fee tiers are illustrative; plug your grader's current price into the calculator below.
Expected value — how often does it need to gem?
| Chance it gems | Expected sale | Expected net (standard fee) |
|---|---|---|
| 25% | $68.19 | +$16.88 |
| 50% | $105 | +$54.14 |
| 75% | $143 | +$91.41 |
Break-even gem rate at the standard fee: about 14%. Centering is the usual reason a clean copy misses — measure it before you decide.
Which grader pays the most — and what a 10 takes
All centering standards →| Grader | 10 sells for | vs best | Front centering for a 10 | Back |
|---|---|---|---|---|
| BGS 10 | $234 | best | 55/45 | 70/30 |
| PSA 10 | $180 | −$54.01 | 55/45 | 75/25 |
| CGC 10 | $108 | −$126 | 55/45 | 75/25 |
| SGC 10 | $108 | −$126 | 55/45 | 75/25 |
Tolerances are each company's published centering standard for its top grade; surface, corners and edges must also be clean. Centering is the one you can measure yourself before you pay.
Full grade ladder
Raw conditions & history →| Grade | PSA | CGC | BGS | SGC | Graded |
|---|---|---|---|---|---|
| 10 | $180 | $108 | $234 | $108 | — |
| 9.5 | — | — | — | — | $53.18 |
| 9 | — | — | — | — | $30.93 |
| 8 | — | — | — | — | $14.22 |
Run your own numbers
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Enter the seller’s asking price to see your net outcome per grade.
Other 1978 Topps cards worth checking
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Grading Jim Hart #232 — FAQ
Is Jim Hart #232 worth grading?
A PSA 10 Jim Hart #232 sells for $180 against $1.32 raw: a $179 spread, 136× the ungraded price. Even a PSA 9 ($30.93) clears the raw price after an economy-tier ~$25 fee, so a near-miss still comes out ahead. Centering is the usual reason a clean copy misses the 10 — measure it before you submit.
How much is a PSA 10 Jim Hart #232 worth compared with raw?
A PSA 10 Jim Hart #232 (Football Cards 1978 Topps) sells for about $180 versus $1.32 for a raw near-mint copy — a 136× premium as of Jul 11, 2026.
Which grading company is best for Jim Hart #232?
By resale value, BGS 10 leads at $234, ahead of PSA 10 at $180. Fees and turnaround differ, so the best-paying label is not always the best net.
What centering does Jim Hart #232 need for a BGS 10?
BGS publishes 55/45 front and 70/30 back centering as the tolerance for a 10 (Gem Mint). Off-center copies are capped below the top grade regardless of surface — measure yours before paying the fee.
What gem rate makes grading Jim Hart #232 break even?
At a standard ~$50 fee, submitting Jim Hart #232 breaks even when it gems about 14% of the time (a miss assumed to sell at the PSA 9 price of $30.93).
Is your football card centered well enough to grade?
Centering makes or breaks a PSA 10. Scan any card with Midpoint to measure its exact centering, get a grade estimate, and see what your copy is actually worth.
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